Digital surfaces
Threat themes
- Account Takeover
- Payment Fraud
- Compliance Violation
Recommended services
Verified Indonesia industry data
Official Indonesia data, shown as market-level context — not per-company loss estimates.
IASC report volume
579,459 reports
Fraud reports received by the Indonesia Anti-Scam Centre (IASC).
- Official source:
- OJK / IRU — May 2026 Board of Commissioners Meeting
- Timeframe:
- 22 Nov 2024–31 May 2026
- Scope note:
- Market-level reporting data; not a per-company loss estimate.
Accounts blocked through IASC handling
515,553 accounts blocked
Accounts blocked through IASC handling.
- Official source:
- OJK / IRU — May 2026 Board of Commissioners Meeting
- Timeframe:
- 22 Nov 2024–31 May 2026
- Scope note:
- Account-blocking data; not a BilgeQor outcome.
QRIS transaction volume and value
6.05bn transactions · IDR579tn
QRIS transaction volume and total value.
- Official source:
- Bank Indonesia — QRIS Jelajah Indonesia 2025
- Timeframe:
- Semester I 2025
- Scope note:
- Payment-volume context; not a loss figure.
Digital payment transaction volume
12.99bn transactions · +38.08% YoY
Digital payment transaction volume and year-on-year growth.
- Official source:
- Bank Indonesia — FEKDI x IFSE 2025 press release
- Timeframe:
- Q3 2025
- Scope note:
- Payment volume context for mobile banking, wallets and commerce.
Likely loss areas
Digital wallets, QRIS-linked journeys, payment instructions, account onboarding, merchant verification and transaction monitoring can turn into fraud, blocked-account, customer trust and dispute-handling exposure when they are not reviewed regularly.
What structured security support changes
Dimension
Visibility
With structured support
Critical surfaces, access paths, payment flows, customer data and vendor dependencies are mapped before they become an incident.
Without structured support
Risk is often discovered after a fraud report, blocked account, service disruption, customer complaint or partner security review.
Dimension
Prioritisation
With structured support
Findings are translated into a business-prioritised roadmap, so urgent access, payment, backup and logging issues are handled first.
Without structured support
Technical issues stay scattered across teams; fixes compete with product work without a clear impact view.
Dimension
Evidence
With structured support
A security file, executive summary, remediation notes and follow-up record make security easier to explain to leadership, partners and buyers.
Without structured support
The organisation may rely on informal assurance and screenshots when customers, banks, partners or regulators ask difficult questions.
Dimension
Incident readiness
With structured support
Logging, access ownership, backup expectations and response paths are checked before a fraud, ransomware or service-disruption event escalates.
Without structured support
Response is slower because account ownership, vendor access, logs, backups and communication responsibilities are unclear.
Dimension
Cost exposure
With structured support
Preventive work becomes budgetable and tied to official market risk signals instead of vague fear.
Without structured support
Cost often appears during a crisis: lost transactions, blocked accounts, recovery work, customer trust loss and rushed remediation.
BilgeQor Method
For Indonesia, BilgeQor turns official market signals into a practical security file: what is exposed, what could create business impact, and what should be handled first.
01
Market and sector evidence
We start with official Indonesia data from OJK, IASC, Bank Indonesia, BSSN / ID-SIRTII, Kominfo-CSIRT, Komdigi, Polri and BPS where relevant.
02
Exposure mapping
We map payment flows, customer portals, mobile apps, APIs, admin roles, cloud storage, vendor access and public-facing forms.
03
Impact framing
We connect each risk to practical loss areas: fraud handling, blocked accounts, downtime, customer trust, partner review, recovery cost and remediation pressure.
04
Security file delivery
We deliver a structured executive summary, prioritised findings, remediation notes and a 14/30/90-day action path where appropriate.
05
Follow-through
One-off reviews can become monthly advisory, retesting, hardening or launch-readiness work when the team needs continued support.
The method does not guarantee prevention, recovery, compliance or regulator approval. It creates clearer security decisions using verified evidence and a maintained delivery record.